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Damage Claims
This typically involves the valuation of an asset or group of assets under a client (typically an insurance carrier) supplied definition of Actual Cash Value (typically considered synonymous with Fair Market Value) in conjunction with the settlement of a claim for recovery from damages due to a covered peril.
Insurable Value Placement
This intended use typically involves the valuation of assets or a grouping of assets under a concept of Replacement Cost New in conjunction with establishing an insurable basis for commercial policy placement.
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Ron Brown, Appraiser
